I'll have to admit, my moronic students lacking common sense seem to be far and few between these days.
(Yaaahhhhh! I must be doing something right to separate the winners out while flushing the losers!) But
just when I think that, guess what? I get a dope who crawls out of the woodwork who I have to just be
honest and say, "Dude, you're just not cut out to do this...or anything requiring brain cells for that matter!
Give it up while you're ahead, buddy!"
What did this guy say?
He sent me an email in all lower caps with no punctuation, basically telling me that he plans on getting
business credit of upwards of $250,000 for the sole purposes of screwing over the banks by never
paying the money back.
And how he thinks this is an ingenious idea that only he thought of on this entire planet, as if he
discovered fire or something.
As I was complaining out loud about his email, Rose stopped and said, "You know, I have a lot of
people who have been calling the office lately saying the same thing...about how they plan on getting
business credit to get the money then never paying it back."
One thing I should mention about how and why this plan would never work is simple. All banks and
lenders now require a personal guarantee so if this is what you plan on doing, you'll also be screwing
up your personal credit too. And that's not a brilliant idea just for getting $100,000. After all, this isn't
a lot of money. Not by a long shot.
Of course, people used to living in a trailer park probably think $100,000 is a huge amount of cash but
in the business world, it ain't nothin'! And to screw up your entire business future by messing up your
personal credit for 7 to 10 years just isn't worth it.
It seems that some of these people who have such a narrow-minded vision of what the purpose of
business credit is (which apparently is to screw the banks and lenders over) don't really "get" how rich
they can get by using the power of OPM or Other People's Money.
Because if you DON'T screw over the banks and you use that initial $100,000 for, say, a highly
profitable cash flowing property and then you pay that money off, banks will give you EVEN MORE
CASH for your business. Then you get, say, $200,000 and you do the same thing, injecting it into a
cash flowing property or profitable business endeavor. You pay the money back. Before you know it,
not only are you getting a solid cash flow from the property and/or business but the bank is now
throwing EVEN MORE MONEY in your lap
And this mad money cycle keeps going on and on until you are a millionaire, have millions of dollars in
assets, and (most importantly) you're enjoying a monthly cash flow from your passive income properties
and/or your cash flowing business (or, ideally, BOTH)!
All from using somebody else's cash to do all this.
Or...you can do it the tard-o way and that is, take your $100,000, burn through it within a short time,
never pay it back, and be exactly where you are now except bankrupt with no chance of borrowing any
more money ever again (or at least for 7 to 10 years).
And one other thing I'd like to mention while I'm on a rant: some banks (especially mainstream lending
institutions) will pull something called a "historic credit report" which means they will look at ALL
of your credit history from the time you got your first credit card, even if that was 30 years ago.
And yes, they get to see the bankruptcy, the screwing over of the banks, and the whole enchilada!
Even though your bankruptcy may be gone off your credit, there is a really good chance (like about
90%) that they'll reject your new loan or line of credit based on old credit that is long gone off your
credit bureau profile.
So essentially you're screwing yourself over for MORE than a decade. Maybe even TWO decades
depending on the bank and how awesome you've been able to work your ass off to rebuild that
blemished credit for a decade after screwing it up.
Do you REALLY want to go through all this just for a $100,000 pay out...or less when you could be
using this cash to GET RICH FOREVER instead?? Makes NO SENSE, does it? Yet that's exactly
how some people (morons) actually think!!
I don't deal with people like this. As I've said over and over again, you either use this credit for
constructive wealth-building investments and businesses or DON'T DO IT AT ALL!! I'm not
in the business of teaching people to screw over banks and lenders.
Imagine something like this on your lap that's 3 1/2 inches long...
and this is EXACTLY what was on my lap the other day!!
As the days roll on here, I'm starting to feel less and less in touch with reality, as my personal life unravels into something that in across between a dream, a nightmare, and multiple episodes of theTwilight Zone that are compactly morphed into one nonsensical movie.
It was Wednesday (just the other day) and I was quietly typing at my computer, responding to emails...when something black caught my attention out of the corner of my eye. I look down at my very light-colored blue jeans to see the shocking contrast of...a black Oriental Cockroach on my lap that was just under 4 inches long. (No, it didn't look exactly like the one in the picture above but pretty close, as the one that had glued it's little legs to my pants was all black.
I jumped up, screamed at the top of my lungs and kept yelling "Help me!" as if I was being stabbed to death. Rose came running in as this little sh** ran down my leg and had to be swatted off with my desk calculator.
And off it went, running for cover from my piercing screams to instantly disappear under my desk where I couldn't find him anymore (not that I was actively looking for him).
I was shaking so badly that I thought, for an instant, that I was going to break down and burst into tears while falling to the ground into a fetal position. Then I thought about it. There's probably more where he came from on the floor and I don't think I could have exited my building fast enough after that.
You're probably wondering where it came from and, I soon (quickly) found out from Rose that apparently we've not only been having a problem with these little critters for a few weeks now (without anyone telling me, strangely) but they're all coming from the Asian guy's warehouse that's next to mine. He imports thousands of things every month from China, getting box after box, pallet after pallet and these...THINGS are apparently part of the cargo.
Rose gave me some Raid. And I'm standing there holding the can thinking..."Hmmm, they can sit in a hot shipping container on a ship for a week or longer at 200+ degree temperatures with no food and water so...what the f*** is THIS supposed to do?"
I can't express how grossed out and disgusted I was because I kept thinking about how long he was on my lap before he was discovered. Ten minutes? An hour? LONGER?? Did he just climb up my leg, unnoticed? Did he fly on my lap? What if he climbed UP my pant leg?
All the potential answers just left me wanting to gag, running for the bushes for a stomach-heaving throw-up fest.
The moral of the story? Be careful what you wish for.
Yes, that's right.
You see, I've already started negotiations on my new space only hours before this...incident. I was thinking about ways I can leave my current space earlier without breaking my lease, which ends on December 31st. I thought about sub-leasing and other ways, subconsciously (probably) asking the universe for other solutions.
And one dropped in my lap. LITERALLY.
How? Because I can break my lease due to a neglected bug infestation brought on by neighbor and, as I mentioned, it's really doubtful that this is something that Orkin Pest Control will be able to re-mediate.
Do I hear a lease breaking in my near future? I don't know about you but I certainly do!
I blew up at the management company about it today and told my property manager that if she didn't believe me about the problem then I'd be MORE than happy to mail the next dead one I have Rose acquire for me in a bubble envelope right to her office. Or maybe I'll just trap a live one and mail it to her. After all, if it can survive being shipped in a metal can across the ocean in extreme heat conditions, it can survive an overnight trip to the Valley in a bubble envelope.
Moral of the story: If you ask, you shall receive so...BE CAREFUL WHAT YOU ASK FOR!!
I had an email altercation with probably one of my oldest students in my student clan.
And not old by being around the longest but old as in...well, old.
Not that I have an issue with people of ANY age trying to re-direct their financial
path into something that is better than what they have now but old is MORE than
a state of physical well-being. Old is a mental thing too.
As with this student who...pissed me off beyond belief.
I wrote a little thing in memory of the tragedy that happened on 9-11 just to offer
some console in remembrance of that horrible day that we all remember like it
So...what do you know when I have ONE student -- and let me be clear -- this was
only ONE student who actually had a problem with what I wrote that day. Please
note that when I send email blasts out, they go out to over 60,000 people. But
there's always that ONE that wants to create havoc with any given thing I write.
Normally it doesn't phase me when people chime in with their nonsensical
comments and opinions about things. I've found that it's much easier for people
to blast back to me from the safe secure location of their keyboard behind their
computer screen, saying things that they wouldn't dare say to someone else's face.
Which is a little ball-less, if you ask me.
But anyway, this one particular student had said some things that I find to be
repulsive at best.
You see, when I sent out that email blast, it suggested that we are the greatest.
We...as in Americans.
Because no matter how many trials and tribulations we have as a country including
all the little things that we like to bitch about (politicians, the economy, etc.), we
don't have a bad deal being lucky enough to live here if you really think about it.
And let me remind you...NOWHERE is perfect, to be perfectly clear. There are
some places better than others and I would classify living in the United States as
one of those "better-than-most" areas to live in the world. For many of us, the USA
is "better-than-all" places to live but...of course, that's just a matter of personal
But here's what pisses me off.
When you have someone living here in the United States and actually stating that
the USA ain't so great. Yeah? Then get the f*** and don't let the door hit you when
As was exactly what I told this student of mine who had the audacity to state that
we suck as a country. That's great. But then get the hell out. Like right now!
What did she say exactly? A lot of things that I'd rather not repeat here otherwise
you'd get just as mad as I did, maybe even worse...possibly forming a lynch mob
fully equipped with lit stumps of wood to seek her out to hang her.
And who is this woman? Well, she lives in California and speaks with that slight
Madonna-esque accent as if she's from somewhere else except, in this woman's case,
she actually IS from somewhere else. (Madonna, on the other hand, is from the
Midwest but just pretends she's British.)
After I told this woman to get the hell out of my country if she wanted to sit there
and criticize everything about it, she sends me some other such nonsense of some
history lesson dating back to the 1300s about...some irrelevant bullsh** in which
case my response to her and every other time-waster is...
This is what I told her:
If you only spent more time on growing your business including (and especially)
real estate investing...you'd be a freaking multi-millionaire already!!
I think this relates to all of us now in that how much time are we wasting? With
thinking about, acting on, researching things that aren't designed to get us anywhere
in life? We're all guilty of these time-sucking activities whether it's Facebook,
playing Candy Crush on your iPhone...or worse offenses like signing up for
and prowling on Ashley Madison.
People aren't lazy. Well, some people are. But most people are just easily distracted.
There's a reason for this, as far as I can tell. It's easy to lack focus when you don't
really know what you're supposed to be focused on.
You see, recently I decided that I'm ready for a major 180-degree overhaul for
what I've been doing lately with Global Success. I've been putting it off, shoving
it to the back-burner annually for years now...and now realize that it's time to start
In a nutshell: It's time to focus on those who want to do something and get rid of
everyone else. And when I say everyone else, I mean everyone else! Tire kickers.
Gone. Time wasters. Gone. Bad apples who want to insult me for no other reason
than because they hate themselves and want to exude hatred toward everyone. Double gone.
For those of you who know you want to do something but don't know what that
may be, seriously...FIGURE IT OUT ALREADY!
As we roll into a highly profitable booming economy as the upcoming years unfold,
making money will become easier and easier even for those who have the most
mundane and mediocre product and sales pitch to go along with it. But the bottom
line is that you actually have to have something to sell people, units to rent to
tenants, and a workable way to make money otherwise you're not going to profit
like the rest of us.
The cool thing about right now as I start lining up to enter 2016 with a new set
of products to offer only my most serious students, I'm starting to let go of a lot
of my inventory for 2 reasons:
1) I'm moving my office...again. I downsized from a ridiculously huge building
of more than 4,000 square feet more than a year ago. But I took the downsizing
way too far and now I'm super cramped in this small office. Time to up-size again.
Therefore, before I have my staff start boxing stuff up, I want to get rid of it out
of my warehouse.
2) I'm starting to create the 2016 versions of my best-selling courses, namely the
Apartment Building Cash Flow System and my Build Business Credit FAST!
which will both have different names come next year. I realized as I'm upgrading
these courses that I want to do a major overhaul on all of my courses and products
which means that the ones I have now must go.
Enter your "last chance" opportunity to get any of my products this low...
Please note that even though this promotion doesn't end until next week, we've
ALREADY sold out of a couple of our courses. So, check out the link above and
get your hands on what I have left at a steep discount before it's all gone!
Raccoons are ripping up my front yard in the wee hours of every freaking morning.
Coincidentally, I just paid $2,000 for a landscaper to make my front lawn all nice
with new shrubs, bushes, plants, etc. Now it looks like the Tasmanian Devil tore
through my front grass. WTF??
Funny. I was just talking about scavengers recently and now I have a band of
furry ones that are now making my lawn life miserable. I guess I should just stop
complaining now because it's getting me exactly nowhere.
So today I went on Amazon and bought some coyote/fox urine crystals because I
found out that these little critters are deathly afraid of these animals. I'll let you
know if these urine crystals do anything. Or if it was just a ploy to extract $30 off
my credit card for the purchase of...basically hard crystallized piss in a bottle.
Back to perspective...real perspective!
Okay, so I had a scare last week. You haven't heard from me in a little while and
there's a reason for that. My daughter was very sick last week. She had a fever
that just didn't go away that fluctuated between 101 and 103. All week! It was
the sickest I had ever seen her. Finally her pediatrician gave her a super strong
dose of antibiotics that, by Day 3 (yesterday) started kicking in.
Man, was I worried about my little girl!! (Even worse, her dad didn't see her the
entire time she was sick. He called once or twice but never came to see her. How
that will play on her psyche in the years to come...the piece of sh**.)
And all that puts things into perspective really fast. When your child is really sick,
well-being dangling in the balance.
Forget about the creatures ripping up my lawn or how my boiler's pilot light went
out this morning and I had to take a cold shower...or how I'm on the verge of being
fined by my water company because of using too much water in a drought.
Or how since Lea left I'm still trying to find a balance within my office here.
Or the 900 other things eating away at my personal life like a vicious cancer.
Maintain priorities. Stay focused on what's important, whatever that is to you.
As we pan out from our minuscule personal lives and start looking at what's going
on nationally then, panning out again, globally...seriously. Do any of us really have
it that bad? Yes, I have pesky varmints ripping up my grass every day and a variety
of other things that I'd rather not have going on in my life.
But is it ever that bad?
This brings me to some important things that you should know. First off, I'm
almost done with my book. I technically "finished" it late last night and I'll be
adding a few things to it that I want to make sure is in there. I hit 305 pages.
There will probably be more but that's what I have so far. I'm looking at
releasing this book in October and it's my best work, by far. Very informative.
In the meantime, I'm looking at moving my office/warehouse by the end of
the year, as I can't take another minute in this cramped space anymore. So,
being that I decided there will be a 2016 update on most of my courses, this
means that 2015 inventory has to go, especially before we start boxing stuff up
for the move.
Now, even though there is an "end" date to this blow out which is next week,
I have quite a few super hot courses and seminar video sets that I only have
VERY FEW in stock. And the way the system is set up, once the last one sells
out, you get a nice SOLD OUT notice and you will be unable to purchase it.
Whenever I put up these blow out links, I usually sell out in a few days. Some
items will sell out today. So...if you're one of those Last Minute Charlies who
wait until 4:59 p.m. on the day of the deadline, I can guarantee you that most of
the stuff will be gone and ALL of the good stuff will have been sold out by then.
If you have any questions, please call 661-295-5050.
See you at the top!
P.S. If you're one of those people who haven't been able to purchase some of
my courses and seminars on DVD because of the higher price tag, now is the time.
In 2016 I'll be increasing the prices (for some courses the increase will be dramatic)
so you'll want to get anything you can at the discounted price by CLICKING HERE
right now before the inventory is gone.
P.P.S. Some items will sell out in a day. Again, if you want a discount on my
hottest courses, CLICK HERE before they sell out!
More than a couple of years ago I was in Michigan around the holiday season shopping at a Kohl's. I was checking out when I had an encounter with a student of mine who happened to be a cashier at this particular Kohl's location. He asked if I was the "real" Monica Main. I suppose I could have screwed with him and said..."No, I'm the fake Monica Main" (whatever the hell that would mean) but I didn't.
So after I left the store, I started thinking about it. I made a "public" email blast offering to this fellow (who was wearing a name tag that suggested that his name was Victor) a free seat at my then upcoming Boot Camp Seminar which happened to be in Detroit.
But he never responded.
In fact, when he was talking to me, he stated that he got "all" of my emails.
So...why was it that -- after about 3 or 4 public email blasts to get this "Victor's" attention -- he never responded.
For a FREE seat at the then-upcoming seminar event??
Did he not really read all of my emails as he claimed?
Or was his name not really Victor and he was borrowing somebody else's name tag that day for his cashier shift at Kohl's because he forgot his name tag at home?
Or was he just shy and didn't want to contact me?
It's very rare that I offer opportunities like this to people but, for a brief second, I thought that there could have been some universe synchronicity going on for this Victor guy.
I mean, nobody recognizes me in public. I've had only one other person approach me and recognize me in my entire life. So I figured...this must be a sign. Right?
All these years later, Victor never contacted me. Never called my office. Never emailed.
So I decided, just for the pure hell of it, to call out to Victor one last time all these years later. I'm looking for the Victor that I met who is (or was) a cashier at Kohl's in the Westland Mall to see if Victor would like to come to my upcoming Detroit Boot Camp Seminar on October 23rd and 24th for free!
Victor, where the f*** are you, buddy?? If you're Victor, email me at firstname.lastname@example.org and tell me where the hell have you been, dude! (And by the way, the REAL Victor will be able to tell me who I was with that day so I'll be able to weed out any non-Victor free-seminar claimers who try to email me. ONLY VICTOR from THAT Kohl's needs to email me please.)
For the rest of you, I still want to see you in Detroit on October 23rd and 24th.
This is an Underground Secret Event. At these events, I ALWAYS give out way more powerful, exciting and kick-ass information than I do at other events because -- not only do I talk about never-before-divulged information -- I present once-in-a-lifetime opportunities to ONLY those who attend these events.
Now, you're probably thinking that this is going to be yet another event where I'll have a partnership opportunity.
But that's where you would be incorrect. At least there isn't going to be an opportunity that you're USED to seeing. This is going to be...TOTALLY DIFFERENT than anything presented before.
Then...I'm doubling it up and offering ANOTHER opportunity that has NOTHING TO DO WITH REAL ESTATE that is a HUGE money-maker.
Again, only for those who ATTEND the event.
This event is about Aggressive Income ONLY. We'll be talking about non-real estate Aggressive Income Businesses (Day One) and real estate Aggressive Income Strategies (Day Two).
Some of this will blow your mind.
I was going through a PowerPoint for the event that I created yesterday and I'm like..."Holy sh**! I've never actually COVERED this strategy before."
And I thought I had. Years ago. Buried among other very powerful real estate investing strategies at the time.
But it was never covered, never revealed. And I was shocked!
And this strategy for no-cash-no-credit real estate investing will KNOCK YOUR SOCKS OFF completely and totally!
Now the bad news: I am SOLD OUT on Platinum VIP (although I'm taking a waiting list).
But the good news: I have General Admission tickets for an ultra-low price that will blow your mind.
Unfortunately, this pricing deal ENDS on Tuesday, September 15th at 5pm Pacific Time.
That means you have to ACT NOW or you'll lose out!!
Remember, YOU change your life. You can't wait around for life to change your circumstances for you because you'll end up nowhere while dying of old age, hating life all the while.
And it doesn't have to be that way.
The economy is heating up and it's getting easier and easier to make money but...you have to get out there and do something to collect what's due to you. And it all starts with understanding and implementing a SYSTEM for success which is exactly what I'll be revealing to you on October 23rd and 24th.
P.S. A lot of things are going to be changing for 2016. There will be fewer opportunities for investors and entrepreneurs who didn't start now to get into the game. We both know that you have to get out there if you want your slice of the financial pie. What are you waiting for?? Let's do this now! CLICK HERE to get started!
I get so tired of people who complain about this great country of ours. Sure, there are things that could use drastic improvement but...we live in an awesome country with LOTS of opportunities, benefits, and freedom that simply don't exist in many other areas of the world.
And we can never forget the trials and tribulations we've been through together as a nation, including and especially 9/11.
Whatever you think of the United States and Americans as a whole, you can't help but to see the resilience we have as a people while, even still, always extending kindness to others.
Instead of looking at the things we aren't, look at the awesome things we are as a people.
Instead of looking at our faults, look at our courage, innovation, and power that we exude asanation.
Instead of finding everything wrong with the USA, recognize the things that are right with our country.
And always feel blessed that we get to be a part of something so extraordinary that, ideally, will just keep getting better and better as our young country manages to figure out how to do things a little better with each passing year.
Let us honor the past while feeling grateful for the present and having the highest of ambitions for the future...