So, we're hot and heavy into 2020, aren't we? The glimmer of the New Year's Eve dust is long behind us now and it suddenly seems like we're about to hit a rough patch in the rough rivers ahead, doesn't it?
There's a flu virus killing people. Globally. And no cure.
The stock market is dropping like a rock. The economy is coming apart at the seams. And it'll only get worse from here.
Things seem to be changing so fast, like quicksand beneath our feet.
How do you find some sense of security -- especially financially -- in these uncertain times?
Instead of worrying about losing everything, wouldn't it be amazing to know that there is a secret weapon you can use to PROFIT IN A HUGE WAY the more (and faster) the market drops?
I have a powerful video I'd like you to watch. It's not that long and it's definitely something you MUST at least check out.
What most people don't know is that there is an opportunity RIGHT NOW as the markets are wildly whipping up and down to make a quick fortune IF you play your cards right.
But it's NOT an opportunity for everybody.
This may seem far-fetched to you. Hell, it was far-fetched to me too. Then I used this secret once. Then twice. Then MULTIPLE TIMES. Then again. Then again. THEN AGAIN!
And it it's so highly effective, it has the potential of blowing up your bank account within a super short time.
If you haven't checked this out yet, I highly recommend you CLICK HERE and at least listen to my very powerful video explaining what this is.
But I'll warn you: This is NOT for everyone. In fact, this won't be for MOST of you.
I'm pretty sure I started warning everyone that this was coming...back in late summer of 2016. Then the "reports" came out after the close of the 3rd and 4th quarters of 2016 substantiating everything I said: that the "sub-prime" credit bubble was set to burst. Again.
And now the numbers are worse than ever before, even to the point where Warren Buffet decided to sell off his stake in Wells Fargo, a noted sub-prime lender of all kinds of sub-prime debt including car loans, signature loans, home mortgages, etc.
Apparently nobody learned ANYTHING from pre-2008. And if they did learn any lessons, they've certainly forgotten them already.
As of the close of the 4th quarter 2017, approximately 6 million people (all with credit scores below 620) were 3 or more months late on their car payments. Even worse, car loans are STILL being made to people with FICO scores of around 520. These people shouldn't be given a loan for ANYTHING let alone a new (or used) car. This is when the beginning of the new "credit bubble" became apparent.
And yes, banks have already restricted lending on -- you guessed it -- REAL ESTATE because they have to start hedging their bets against the astronomical losses on all kinds of loans that they're already taking.
Fast forward to today...the real estate market has been really soft in market leading areas like Los Angeles, San Francisco and New York...for AT LEAST a year or longer. The stock market has been sucking wind for awhile.
And we've all been holding our breath, waiting for that "one little thing" which would be the "tipping point." All of us in the financial world knew it would be something but never would we have guessed it to be a rapid-spreading deadly flu out of China.
This is the tipping point.
How?
Well, your largest manufacturing country in the world has shut down production where it counts and you'll start to notice this as things on the shelves of Walmart vanish, making it look like a store in Russia after a natural disaster...with nothing left to be had on the shelves. Prices will go up. After all, it's the basic rule of "supply and demand." And this will begin rattling the economy at it's core, namely the bottom-dwellers or those living paycheck to paycheck as is.
Don't believe me? Just wait another few weeks, if that. If you haven't noticed already, you will. Products that you took for granted that would always be cheap and available on store shelves will no longer be available. Or it will be 3 times what you're used to paying. Multiply that by thousands of your favorite widely-used products that you depend on and...well, that's a recipe for personal bankruptcy.
But, did you know that instead of suffering with the rest of the commoners or the "lower 85%" of the pyramid, you could actually MAKE MONEY quickly as the market drops? Yes, in fact, there's never been a time to make faster money than when the market drops like a lead balloon.
P.S. We still have some VIP seats left for the upcoming Internet Cash Flow Bootcamp Seminar on March 20th - 22nd in Detroit, Michigan. CLICK HERE to register now!
Many people who don't have stocks, bonds, options or anything else having to do with the stock market think, "Oh, at least I won't be affected by the recent biggest drop in stock market history."
But think again.
This is EXACTLY what people back in the Great Depression thought during the stock market crash on Black Friday in 1929.
"I don't have any stocks so therefore I'm immune..."
Immune from losing your job? From not being able to sell things because nobody is buying anymore? Immune from WHAT exactly?
In fact, back then, if you actually talked to anyone in the soup lines back during the Great Depression of the early 1930s, you'd quickly realize that MOST didn't even own one stock. (Quite a few who DID own stock ended up jumping off a building and killing themselves after the crash of 1929, saving themselves the humiliation of standing in a soup line at all.)
Now, the way I see it (and as a short disclaimer, I'm not part of the Psychic Friends Network and I don't have a crystal ball) but usually when we're hit very hard with a recession (as we did after the crash of 2008) then the next one is usually -- USUALLY but not always -- an "easier" recession. However, you usually don't get a full on "crash" to kick of the next few years as being "mild," if you know what I mean. So this could go either way.
And yes, I've been warning you about this for about 3 years now. And yes, I told you so.
So, how does this tie in to YOU exactly? Ah! This is when all the opportunities will start flurrying around. For real estate, foreclosures come back into the picture. (They have been already for a little while now.) More inventory comes on the market. Prices drop because of the overabundance of inventory on the market.
But...let's talk about ANOTHER opportunity...one that maybe you haven't considered yet.
And THIS opportunity could make you money a lot faster. In fact, when the market drops, you can potentially make money super fast.
In the meantime, instead of being depressed about the recession coming up, be happy. Recessions are when I make the most money and it can be when you make the most money too! And with this opportunity, you could become very wealthy very quickly IF you know how to play your cards right!
P.S. If you haven't signed up for the Detroit Internet Cash Flow Boot Camp Seminar yet then you still can. CLICK HERE to reserve your seat. After this weekend, I'm raising prices again so claim your seat now while you still can.
As in the case with all my Aggressive Income Business Strategies, namely my Money Funnel Secrets...
I've found out that not only am I the ONLY one out there actually teaching this stuff -- using the REAL methods in making money online -- BUT...that I'm also the only one actually BUILDING your Money Funnel Business FOR YOU!
So...what does one do in a situation like this?
Well, there IS a way through this and out the other side. It's something I've done in the past when I've created too much of my own competition.
And that is to RESTRICT the amount of people that can get into new trainings AND to stop doing the trainings for awhile...usually for several years.
This is the case with my newest Money Funnel Strategies. Time to pull in the reigns a little...or A LOT in this case. How do I plan on doing this?
I just finished my 100K Mastery Group and decided that I'll be doing ONE MORE (starting tomorrow) and this will be it. I won't be doing any more of these!
Why?
First of all, there are so many moving parts that it takes so much energy out of me to get everybody's business fully up and running by the second segment of this group, which is EXACTLY what we'll be doing in this next (and last) 100K Mastery Mentorship Group.
But the MAIN reason I cannot do anymore of these groups: I actually build out your entire business FOR you. This is a VERY RARE opportunity for me to build out ALL of your money funnels FOR YOU which is something I've never done before the 100K Mastery Group...and something I'll never do again (because I just don't have the time).
To find out all about this group, you can CLICK HERE for the 100K Secret Training. And when you're ready to enroll in this LAST EVER group, CLICK HERE before it's too late!
See you at the top!
Your mentor,
Monica Main
P.S. I'm doing a training TONIGHT which will talk all about this group coming up tomorrow. To join this training, CLICK HERE NOW!
I'm in the process of rebuilding my office staff when I took the chance in hiring someone way past her prime, convinced that her mature "experience" in life would be useful to me and my company. I even ignored the blatant look of fatigue, as if life beat the crap out of her many times over.
And ignoring her severe obesity. After all, anybody who doesn't have enough respect that their own body knowing it has to last 70+ years doesn't have enough respect for anything else in life.
And ignoring her embellished references, all from people who seemingly lied about her qualifications and having worked with her.
And ignoring her sense of urgency. Because she claimed, all of a sudden (after 2 solid years of unemployment), that there was another job offer on the table.
But...what the hell?! Why not give her a shot, right? Maybe I'll be pleasantly surprised!
WRONG!
Within the first day, I could tell that she had no interest in following directions. Okay, well, maybe she's hard of hearing too, I thought. She is older, after all.
Nope. Turned out that she's lazy as f*** on top of wanting to take frequent cigarette breaks because, well...why work when you can stand in the parking lot smoking like a chimney, doing nothing but watching the birds fly by? Much better than working, after all.
And I should mention that I get migraine headaches instantly upon smelling cigarette smoke that she drafted in the door after her frequent smoke breaks. Gag!
But, then she lied to me. And that was the straw.
The day before, she had asked me if I shut my computers off at night. I said no. We don't ever shut them off. "Well, at my last job..." Blah, blah, blah. Nobody cares about your last job, which ended 2 years ago. We don't shut the computers off here. Okay?
I then had her doing some data entry into my accounting system. Once she left the desk, I figured I'd hop onto that same computer to cut a quick check. Except the computer was OFF. What the hell?! I said to her, "I thought I mentioned that I don't turn my computers off." And she said, "I didn't shut the computer off. It must've shut off by itself."
Oh, okay. So, I've had that particular computer on for several months straight, only rebooting it before the holiday season for an update, and then suddenly -- after her fat ass was sitting in the chair in front of it -- the computer decides to shut off by itself the moment she leaves the desk? Yeah...okay. I'm sure that happened.
Now, I understand people make mistakes. That's okay. Just say something like, "Oh, I'm sorry. Just a force of habit. I won't do it again." Or something to take personal responsibility.
Not this washed up hag. (No wonder she's been unemployable for more than 2 years. Nobody wants to hire her. Shame on me for giving her a chance when my gut told me NO!!)
After I told her nicely that I didn't think she was fitting in, she snatched her check from my hand and stormed out like a 3-year-old having a meltdown in the candy aisle at Walmart. And this woman was OLD. (Makes you wonder if some people just don't have the capability of maturing in this lifetime.)
The next day (after her termination) she decided to write me a nasty text message, stating that she was online for 18 hours doing "research" and is glad that she doesn't work for me anymore. I could have saved her the 18 hours because all of her "research" is in my book The Lost Secret...in chapter 15 to be exact. The same book I gave her to read 3 weeks before hiring her (and the same book she lied stating she had read). It would have taken her 18 minutes to read everything she needed to know about me, even if she was a super slow reader. But...well, she had to justify her uselessness some way...by making me out to be the bad guy instead of taking any kind of personal responsibility. (And I wondered why she chose to research me for 18 hours after she was fired instead of for the 3 solid weeks she had before she was hired. Oh well...it's hard to figure mentally challenged people out, isn't it?)
After that whole debacle, I thought about what a sad sack of sh** this lady is and how the likelihood that she'll find a decent job at her washed up age is about 3.5 %. Maybe less. She's done. She has no future with any decent employment, as nobody wants someone with minimal skills who is over-the-hill, is severely overweight, has a sour puss miserable attitude all day, thinks everybody owes her a living for barely-scraping-by minimal work, and smokes like a train.
I wondered to myself, "What kinds of options does someone of this caliber have to make a living?"
The answer: NONE. Not with an employer, for sure. Their ONLY option would be to become self-reliant and self-employed in some way.
Of course, this woman is much too lazy for self-reliance and self-employment. She could begin with some personal development, starting with shedding 200 lbs. while hitting those Nicotine patches. But, again, she's much too lazy for any of that. And surely it's someone else's fault that she's obese and smokes. It's probably McDonald's fault for showing too many commercials. And it's probably the devil on her left shoulder's fault for aiming a gun to her head while handing her a pack of cigarettes. And she's clearly not "hungry" enough for success. (Eating 10 Big Macs a day doesn't leave many people hungry.)
But the bottom line is this: without a desire and without a blueprint for success...there is NO FUTURE. Especially for those who are "over the hill" in today's job market. And for different industries, "over the hill" can be anywhere from 40 and up! Maybe even younger in some industries.
Regardless...
If you don't have the desire to be successful, you'll never be successful.
If you don't have a road map or blueprint for success, you'll never be successful.
But what if I told you that you only need to bring ONE of the above things to the table?
That's right. All you'd need to bring is DESIRE. And I can bring the success blueprint or road map to the table.
I did a recent training and I'd like you to check it out!
CLICK HERE NOW! This could change absolutely everything for you!
See you at the top!
Your mentor,
Monica Main
P.S. I have my last 100K Mastery Group starting on Tuesday. CLICK HERE to find out all about it! If you're looking for a business that can potentially earn you $20,000 per month in net profits, you MUST check this out. CLICK HERE NOW!
I don't know about you but I've hit the ground running this year!
And one of the things I'm doing is working with the 100% LTV Bond Funding Program. Since this is one of the ways I'm still acquiring property, I wanted to explain a little more about the program since many of you want to know how this works for your own deals.
To get this program to work for you, the purchase price of your property must be at $1 million or above. It cannot be less than $1 million. (And there is no limit or cap.)
Next, you'll have to have a property that can support a 100% LTV mortgage at about an 8% fixed interest rate (30-year amortized). In areas of the country that have low CAP rates like Seattle or Los Angeles or New York...you're not going to be able to make a 100% LTV property cash flow unless you're knocking 50% off the asking price. And no seller will accept that offer from you. Instead, you'll have to focus in on areas of the country that can support 100% LTV deals after, of course, you shave off 10% to 15% off the asking price of any property you're looking at (which you should always do when buying a property anyway).
Where are these areas of the country?
Smaller "big" cities like Cleveland, Detroit, Indianapolis, Jacksonville, Atlanta, and Memphis to name a few make excellent areas to work with. Any area that doesn't have low CAP rates (as an average) that consistently fall below 8% across the board.
Remember, your 100% LTV has to be supported by the cash flow of the property. Deciding to invest in low CAP rate cities will guarantee that you'll end up with a negative cash flow property and your bond funders won't fund a negative cash flow deal.
Next, I have students asking me why the funders want to see that you have 1% to 2% of the purchase price of the property when it's a 100% LTV bond funded loan. The funders need to see that you are somewhat financially sound to the point where, when walking into the property after closing, you can pay for any upgrades, repairs, or get any units (needing new paint and carpet) rent-ready for new tenants. There's nothing worse than funding a property to find out that the lender has funded someone who doesn't have 2 nickels to rub together and can't do basic things for a property if needed.
Also, my students want to know about credit criteria. These funders will allow for people to have some credit issues/problems. I do recommend that if you don't have good personal credit and you don't have built business credit, start getting it together, bub. This upcoming year isn't one to be messing around and dragging ass otherwise you'll lose out on every last opportunity out there!
How do you access this program and other cash resources for your deals PLUS an investor partner who wants to work with you?
Over the years people have asked me to summarize how to become a successful real estate investor and are usually sorely disappointed to find out that I cannot stuff all of these "secret strategies" inside one short paragraph, or on the back of a Chinese fortune fresh out of a fortune cookie, right above the lucky numbers.
But I can give you some overall strategies that will clearly pinpoint how to become a successful cash flowing real estate entrepreneur. Five to be exact.
Here they are...
#1. Decide on some type of Passive Income Asset that can keep giving you a positive cash flow month after month, year after year. This means narrowing down your type of what we call an "asset class" down to something that can give you this type of income. This also means avoiding those other pesky types of real estate investing opportunities that I put into the Aggressive Income category such as flipping property because this robs you of (a) long-term cash flow, and (b) valuable tax write-off benefits. I recommend investors new to the Passive Income game to think about and seriously consider residential-commercial acquisitions, namely apartment building investing or mobile home park (MHP) investing since this type of investing can give substantial monthly cash flows while helping you weather through recessions unlike other types of Passive Income Assets such as office space or industrial/warehouse properties. (And if you're not sure about which type of asset class could be profitable for you, CLICK HERE for a rock solid suggestion.)
#2. Find your ideal "farming area" or area in which you will be building your real estate "empire." This will be ONE area only and CAN be 1,000+ miles away from where you live. (I'll explain in a minute why you don't have to be anywhere near your assets.) Most newbie real estate investors start local to where they live. This is natural because they want to see the properties and have more of a hands-on approach to their property management. Plus, since most newbie investors get involved in flipping, they kind of need to be local to the property if they're going to do minor or extensive rehabbing on the property. Since you're getting involved in Passive Income Assets, you don't need to be in the same city in which you will invest. This gives you the freedom to literally go anywhere in the country to invest. I originally discovered this freedom back in 2001 when I realized that investing in my tri-county area (Los Angeles, San Bernardino and Riverside Counties) were just not that profitable. And forget about venturing down to Orange County or up to Ventura County where properties were ultra-expensive, giving no cash flow even if I were to give up 50% cash down to secure the deal. This is when I started investing on the gulf side of Florida then expanding upwards through the middle portion of the state...until I ended up in Georgia where some of my most profitable deals have come to fruition. You have to go where the cash flow is. Plain and simple. It's smart and definitely a manageable strategy IF you know how to pull it off.
#3. Getting the money and financing for your deals is quite possibly the most challenging aspect of real estate investing, especially for new investors who don't have any contacts or access to private investors. This is the secret to breaking into the business: getting the financing, getting the credit, getting the loans, and getting these fiscal resources together. Many people don't realize that they have access to more resources and contacts than they know. Others just need some doors opened up for them to get them started. The ideal way to acquire a cash flowing property deal is to have the 20% cash down and to have decent credit (720+ FICO) to be able to get approval for the mortgage financing. This is why I have extensively taught my Aggressive Income Strategies throughout this entire year (to this point) because it has allowed my students to raise this cash to get involved in these deals. But even I don't like using my own money for deals if I can help it. And that's when the benefits of understanding the art of raising capital becomes extremely valuable. For my students who think raising capital is hard, think again. It's much easier than you think once you understand the simple steps behind it that are required. Or, you can use investor partners. (CLICK HERE for an opportunity to do that.)
#4. Create or find a good management company to manage your out-of-state assets. This is HOW you're able to invest anywhere. You have somebody else doing it for you whether it's your own management company that you created or a management service. Many of my newbie students freak out when I tell them to buy property out of state. They're first questions are about looking at the properties and managing them. Okay, so you will have to get on a plane here and there to look at and acquire your properties. (Most escrow and closings can be done via FedEx.) You'll want to look at, say, 12 to 15 properties at a time when you fly out until you quickly realize that, since this game is all about the cash flow, looking at properties becomes a complete waste of time. (You have contractors and property inspectors who are professionals in their field look at these properties since, chances are, you are not an expert in state building codes in the state you will be acquiring properties nor are you an expert on determining if there is structural viability to the properties you are viewing...nor are you an expert in the neighborhoods in which the properties are located. It takes a few trips to your farming area to realize that you really do have to rely on EXPERTS to do this work for you and that you looking at properties yourself really does nothing valuable in the process at all.)
#5. Understand the reality on what it takes to get rich in cash flowing investments. BUY AND HOLD FOREVER. Yes, that's right. Buy the property and hang onto it until you're 6 fee under and it doesn't matter to you anymore. You only need a handful of small apartment buildings to get rich. Between 5 and 10 properties is all you need to be set for life. Rents typically will DOUBLE in most areas of the country every 15 to 18 years. And by flowing more of your profits back into each property by paying down the principle of each mortgage, you'll be able to pay each property off within 10 years. Imagine your cash flow in 15 years with doubled rents and no mortgage! Exactly. THIS is why you never let those properties go. Not ever!
I have the perfect opportunity for you to strike it rich in real estate including access to my investor partner.
P.S. I'm doing a VERY RARE TRAINING on the ONE THING all real estate investors MUST HAVE to be super successful in real estate in 2020. This training will be on Thursday afternoon. CLICK HERE to register for the free training now.
I have a long-time student and friend of mine. Many of you have met him at various events of mine over the years.
His name is Aran Dunlop. And he's my star MHP student.
Aran came to the USA from Australia. Most people don't realize the struggles that most immigrants have to overcome to succeed here in America. It's not as easy as you think. Even if you have the right Visa when you get here, there are other seemingly insurmountable odds to deal with that many of us Americans take for granted such as having a Social Security number (which is a BIG DEAL when it comes to trying to start any kind of business or investment venture) or having the legal ability to stay indefinitely (without the probability of being booted out of the country due to current tight Visa restrictions).
Yet Aran overcame ALL of these obstacles and has become a millionaire in a specific kind of highly profitable real estate investing.
This means that ANYBODY can do exactly what he did by following the sames strategies and blueprint for success.
One of his biggest hinges for success (because small hinges open big doors) was his access to OPM or Other People's Money. This was the KEY to his huge successes with buying property over the years.
CLICK HERE to find out how you can access these same kinds of resources and investor partners for your deals.
Listen, to be successful in real estate comes down to ONE THING and that is ACCESS to MONEY and PARTNERS for your deals.
CLICK HERE to access these resources and partnership opportunities now!
We're starting a New Year. If you've always wanted to do well as a real estate investor, you MUST have access to money for your deals and to partnership opportunities.
P.S. I'm doing a live real state training on Thursday, January 23rd. CLICK HERE to register for this VERY RARE live training on making huge amounts of money in real estate with my ONE LITTLE SECRET! CLICK HERE to register now!
