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Tuesday, April 30 2019

Now, to be clear, I love the United States.  I'm an American and, like most Americans, I believe in my country.  I've made a lot of money here.  And I love the opportunity that is afforded to those of us who want to get off our asses to work and to take advantage of these opportunities.

But...I have some "issues" and "grave concerns" about our current and future economy.  Here's why:

1)  Years ago, Obama had thrown out some rhetoric about bringing "manufacturing back into America."  Trump has claimed the same thing in recent years too.  Now the ever-expanding line-up of Democratic contenders for 2020 are claiming the same thing.  While it's a nice theory, it's just not possible to make this "manufacturing in America" thing a reality, especially with rising minimum wage, health insurance requirements for companies of a certain size (by amount of employees on staff), competing with the ultra-cheap labor in Asia, and the ever-growing amounts of lawsuits against American companies for a variety of reasons including from employees or consumers, making it very difficult (and next to impossible) to grow a large company here in the USA.  If you think this theory of making anything can be a reality, try opening the doors of your manufacturing plant and see what happens.  This is the part NOBODY will tell you which is a cold, hard reality of having a business here, ESPECIALLY if you want to make something in the "manufacturing" space: getting and keeping insurance.  This is not something your Paycheck Charlie knows anything about and it's certainly not any politician will clue you in about because...well, they simply don't know about this "little" manufacturing in the USA obstacle.  You see, recently I went into a new company launch mode where I was sitting on the fence about whether I'd actually manufacture my product or not.  Turns out that when you actually want to make something in this country, especially something that is on the "consumable" level, your insurance goes through the roof...IF you can even find someone to insure you at all!  Yes, this is one of these "hidden secrets" behind trying to kick-start your American manufacturing company.  If you're "lucky," someone will insure you, starting off with a policy that will run you about $2,000 to $3,000 a month for coverage.  As you grow into a mid-sized manufacturing company, you're looking at $20,000+ per month in insurance.  And this is WHEN you can finally find someone who won't laugh you out of their insurance office.  "You want a policy for what?  Making something?  Hahahahahahhahahahahah!!"  (This has actually happened to me several times for my skincare manufacturing business so, I'm in no way exaggerating on this one!)

2)  Things are getting tight in China economically and because of the trade strife with the United States.  China has been sliding into an economic black hole for the past couple of years and it's only a matter of time before we feel the economic "quake" on our side of the map.  Some economists are calling this the "second bubble."  I don't think it's quite as dooms-worthy as some might guess it'll be but it does help to stay alert and on guard.  For me, I can actually see opportunity in this.  Since I use China for printing and packaging, I'm finding that they are starting to feel the squeeze in their economic crisis so when I make it clear on what I'm willing to pay for a project, I will get my price.  They know how easy it is to go to another vendor since they are a dime a dozen.  And they'll take any job just to keep some type of cash flow coming in.  However, they haven't experienced their all-out crash yet and it's only a matter of time.  Since much of our borrowing and loans was with Asia, namely China, it only makes you wonder where we're going to get loans now since they're not going to be in the market to lend for awhile.  And, as you know, our country relies heavily on credit.

I was watching one of the many new presidential candidates blathering away about the usual clap-trap including jobs in America and other "talking points" to get suckers to vote for them.  All these politicians...they're the exact same, just in different skin and clothes.  They promise things to get elected and don't follow through.  This is why I tell my students over and over and over again...you can't wait for some politician to make your dreams come true, otherwise you'll be getting old and gray (and will die) before someone else (other than yourself) is going to look out for your well-being.  YOU must look out for yourself and your family.  An elected official will never care about you or do anything for your family.

So...the next question needs to be, what have you been doing for yourself and your financial future lately?  Or are you a fool, waiting around for our next president to come in and whip out a magic wand to make your life perfect for the first time ever?

Stop dreaming and start focusing, damn it!  Otherwise nothing in your life is ever going to change.    Hoping and praying without any action on your part will get you exactly this:  NOTHING.  So, let's talk about what you need to be doing if you really want to whip your ass into gear and start getting what you want in life.

It's time for you to see the opportunity right in front of your eyes.  Life is all about what you focus on.  You can focus on the negative.  Or you can focus on the positive.  I'm here to tell you that life is what you make it.  What you focus on will expand (positive or negative) for you.  And I want you to focus on something mind-blowing and financially powerful that can change everything for you.

CLICK HERE NOW to find out what I'm talking about...before this opportunity goes away for good!

See you at the top!

Your mentor,

Monica Main

 

Posted by: Monica Main AT 12:06 pm   |  Permalink   |  Email
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